When You Can Apply

• Complete / Complete Plus

Available during a 60-day open enrollment window

• Essential / Essential Plus

Available any time

Optimum Coverage (Enhanced Option)

Looking for a higher level of coverage? The Optimum plan offers enhanced protection at the same cost as Complete, with a few additional steps:

• Requires a Statement of Health (Form 2)
• Approval is based on medical history
• In some cases, coverage may include exclusions related to pre-existing conditions
• You’ll be enrolled in a guaranteed plan of your choice while your application is reviewed
• Rates will be adjusted if applicable at the time of approval
• If Optimum isn’t approved, your guaranteed coverage remains unchanged

For full details on coverage options and required forms, click "Additional Plan Details" above.

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