Complete and Complete Plus - coverage is only available in a 60 day open window.

 Essential and Essential Plus is guaranteed anytime.

Optimum Coverage (Enhanced Option)

Looking for a higher level of coverage? The Optimum plan offers enhanced protection, with a few additional steps:

- Requires a Statement of Health (Form 2)

- Approval is based on medical history

- In some cases, coverage may include exclusions related to pre-existing conditions

- You’ll be enrolled in a guaranteed plan of your choice while your application is reviewed

- Rates will be adjusted if applicable at the time of approval

- If Optimum isn’t approved, your guaranteed coverage remains unchangedFor full details on coverage options and required forms, click "Additional Plan Details" above.

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