How It Works

HCP offers health insurance plans for part-time and casual hospital employees and retirees. Each plan has a variety of coverage options and varying levels of coverage.

VOLUNTARY BASIS TO
ALL INDIVIDUAL EMPLOYEES

HCP offers GUARANTEED coverage, with no medical questions asked, to all eligible applicants regardless of age, time of application, employment at an endorsing hospital or medical history.

Guaranteed Coverage

ONE PLAN AT
ANY GIVEN TIME

Each applicant is eligible for only one plan at any given time. Applicants are required to apply for the plan that corresponds to his or her average number of hours worked per week or his or her age. Applicants must be actively at work in order to apply.

Eligibility

Plan 1

This plan is for people who are younger than 65 and work 18+ hours per week.

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01

Plan 2

This plan is for people who are younger than 65 and work less than 18 hours per week or are retired.

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02

Plan 65+

This plan is for people who are 65 years and older (part-time, full-time, or retired).

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03

hospital visits

Our next hospital visit may be yours! Find out when we’ll be at your hospital next – we’d love to meet more people face-to-face.

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WHO WE ARE

The plan was launched in 1997 at the Oshawa General Hospital (now Lakeridge Health Oshawa) and has grown to have over 85 hospital systems in the province of Ontario. Endorsing sites range from hospitals like Lady Dunn in Wawa to Sunnybrook and Mount Sinai in Toronto.

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