In Canada, there is a high demand for hospital workers. After all, there are 1,417 total hospitals in Canada. The highest demand for hospital employees is in Ontario and the lowest demand in the Yukon. Each of these hospitals requires a team of highly skilled employees to help ensure daily operations run smoothly.
With the growing number of part-time hospital employees, many are not receiving benefits coverage from their employers. This can be problematic if hospital employees are not prepared for their future medical expenses.
If you’re currently employed at a hospital and looking to acquire health benefits, you’ll need to see if you qualify for coverage.
Previous Medical History
Do you have a turbulent medical history? No matter your previous medical past, there are health benefit options available to you. Neither your health nor your dependent family member’s health will be considered when determining your eligibility.
By allowing hospital employees to apply for health benefits without having to fill out a medical questionnaire, Health Care Providers makes acquiring benefits easier and more accessible for those who need it most.
Before you apply for a benefits plan, you need to be working part-time or casually at a hospital. As long as you as you are currently working as a hospital employee, or apply within a period of 60 days you’re eligible for coverage.
If you apply while employed and either retire or become unemployed—don’t worry—you’re still covered. You just have to be working at the time of application and you will have coverage until you opt out of your plan.
The number of hours you work will determine which plan you’re eligible for. If you are a part-time or casual hospital employee that works over 18 hours, you’re eligible for a different plan compared to those who work under 18 hours.
Age is just a number and shouldn’t restrict you from benefitting from health insurance coverage. No matter your age, you’re eligible for health benefits.
If over the age of 18 and working as a hospital employee, your age will never restrict you from acquiring health benefits. If you are over the age of 65, you will be eligible for a different plan than those under 65, but you will always be covered.
Any part-time or casual hospital employee qualifies for benefits. This means that nurses, admin, OT/RMT, and all service staff are eligible for coverage. If you’re a current employee that doesn’t receive benefits from your employer, no matter your position you’re covered.
But I’m Already Covered
If you receive additional coverage for your spouse’s plan, you can still benefit from additional health coverage. Your group benefits eligibility will not be impacted if you receive additional benefits from other plans—you’ll just have extra coverage and will be prepared for any unexpected medical expenses.
If you’re wondering why you need additional coverage if you’re already included in your spouse’s plan, keep in mind that their benefits will not cover you for many important expenses. With additional group benefits, your income is insured. You’ll also receive coverage for Long Term Disability, Employee Life Insurance, Accidental Death, and Disease and Dismemberment insurance.
Congratulations, You Qualify!
As long as you’re a part-time or casual hospital employee currently employed at a hospital, you’re eligible for health benefits.
Congratulations! This is the first step on the way to protect yourself from unexpected medical expenses. It’s time you start taking your health into your own hands and covering yourself for any future accidents that may occur.
For more information and to apply, visit our website or speak with a Health Care Providers representative today!