HCP Health Plan Overview


Health Care Providers offers 3 health insurance plans for part time hospital employees and retirees

 

 

Each of the 3 HCP plans has a variety of coverage options and varying levels of coverage. 

Each applicant is eligible for only one plan at any given time based on his or her age and average 

number of hours worked per week.



Use the table below to find out which plan you are eligible for:

I WORK...

    

       I AM...

UNDER 65 

OVER 65

18 OR MORE HOURS/WEEK

LESS THAN 18 HOURS/WEEK

I’M RETIRED

Plan 1 (certain conditions apply for Plan 1A)

Plan 2
Plan 2

Plan 65+

Plan 65+

Plan 65+



What kind of health coverage is included in the plan that I'm eligible for?


Here is a summary of the different coverage levels and options that may be available 

to you within the health plan you are eligible for.


(Note: Optional additional Life Insurance and LTD may be added to Plan 1. Additional hospital and health care coverage may be added to all plans. EAP is included with all plans.)

Life insurance, ADD&D and Long Term Disability for Employees and Employee Assistance Program *(available only to applicants who have existing group health care coverage)
Life Insurance, ADD&D, Long Term Disability and Extended Health Care coverage (with drugs) 3 Levels offered: Essential, Complete and Optimum Options to ADD: Basic dental coverage OR Enhanced dental coverage

Extended Health Care coverage (with drugs)
3 Levels offered: Essential, Complete and Optimum
Options to ADD: Basic dental coverage OR Enhanced dental coverage

Extended Health Care coverage (without drugs) OR Extended Health Care coverage (with drugs) 3 Levels offered: Essential (without drugs), Complete and Optimum (both with drugs)
Options to ADD: Basic dental coverage OR Enhanced dental coverage 

 

Plan 2 Options

 

Plan 65+ Options


Plan 1 Options 

Plan 1A Core Only

Health Care Waiver

 Coverage Levels and Options 

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