HCP Dental Care Insurance
Health Care Providers offers two optional dental coverage plans which are available with all HCP plans.
Please note: Coverage maximums are per benefit year (unless stated otherwise) and apply to each subscriber and insured dependent.
Co-Insurance: percentage the insurer pays,
subject to maximums
Year 1
Year 2 and all subsequent years
Overall Coverage Maximums:
Year 1
Year 2
Year 3
Endodontal and Periodontal Services
DESCRIPTION
Major Restorative Services: (available ONLY after the 36th month on the plan, subject to a maximum of $500 from within the overall coverage maximum)
70%
80%
$500
$750
$1000
50%
Not included
50%
80%
$500
$750
$1000
80%
80%
BASIC
ENHANCED