HCP provides group health benefits for all hospital employees over 65 years old
If you are a hospital employee or a hospital retiree who is over 65 years old you are eligible to apply for Plan 65+ health benefits.
Plan 65 Plus Benefits:
Out-of-country coverage
- Is available without medical evidence
- Has no pre-existing condition clause
- Offers 60 day per trip coverage with a maximum of $1,000,000 per calendar year and 100% coinsurance
Health and drug benefits
- Extended Health Care
- Drug Plan (available only at Complete and Optimum coverage levels)
Plan 65 Plus health and drug benefits have
- No lifetime coverage maximum
- No deductibles
- No upper age limit
Plan 65 Plus Extended Health Care is offered at 3 different coverage levels:
- Essential*
- Complete
- Optimum
*Regardless of your health or when you apply, if you are a part time hospital
employee or retiree, you are guaranteed our Essential coverage.
However, depending on your hospital and when you apply , you may be guaranteed
the additional coverage of the Complete level at the same rate.
Applicants who submit Form 2 may be considered for the most extensive coverage (Optimum level) at no additional cost.
